{
  "url": "sellingrealestateflorida.com/faq/how-does-a-short-sale-affect-my-credit-score",
  "name": "How does a short sale affect my credit score?",
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      "name": "How does a short sale affect my credit score?",
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      "acceptedAnswer": {
        "text": "A short sale generally has a negative impact on your credit score, but it is typically less severe and shorter-lasting than a foreclosure. The extent of the impact depends on factors such as your payment history before the short sale and the reporting practices of your lender. This is a practical tradeoff where you mitigate long-term damage compared to foreclosure. While a short sale can make it challenging to obtain new credit in the short term, many individuals can recover and rebuild their credit within a few years. Kelby Contreras - Realty ONE Group Evolution focuses on helping you understand these potential impacts and navigating the process efficiently.",
        "@type": "Answer",
        "description": "A short sale negatively affects your credit score, but usually less severely than a foreclosure. The impact varies by payment history and lender reporting, with recovery often possible within a few years."
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  "description": "A short sale negatively affects your credit score, but usually less severely than a foreclosure. The impact varies by payment history and lender reporting, with"
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